Welcome to the EboostPartners Glossary! This page provides definitions for key business and financial terms to help you navigate the world of entrepreneurship and business growth. Each term links to a more detailed article for further understanding.
A
- Amazon Business: A business solution on Amazon designed for registered businesses of all sizes, offering features like multi-user accounts, payment solutions, and business-only pricing. Learn more about Amazon Business.
- Amazon Business Line of Credit (How to Apply): A guide detailing the application process for securing a line of credit specifically for your Amazon business activities. Discover how to apply for an Amazon Business Line of Credit.
- Amazon Loan: A financing option offered by Amazon to its sellers, typically to help manage inventory, invest in product development, or expand operations. Understand more about Amazon Loans.
- Assets, Liabilities, Equity: Fundamental components of a company’s balance sheet. Assets are what a company owns, liabilities are what it owes, and equity represents the owners’ stake. Delve into Assets, Liabilities, and Equity.
B
- Brand Personality: The set of human characteristics, traits, and values attributed to a brand name. It’s how a brand would behave and be perceived if it were a person. Explore Brand Personality.
- Business Line of Credit (How Much Can I Get?): Information on the factors that determine the amount of credit a business can secure through a line of credit. Find out how much business line of credit you can get.
- Business Line of Credit (How to Get): A step-by-step guide on the process of obtaining a line of credit for your business. Learn how to get a business line of credit.
- Business Line of Credit (How to Use): Practical advice and strategies for effectively utilizing a business line of credit to manage cash flow and fund operations. Discover how to use a business line of credit.
C
- Consignment: A business arrangement where a seller (consignor) entrusts goods to a third party (consignee) to sell on their behalf. The consignor retains ownership until the goods are sold. Understand Consignment.
- Consumer Segmentation: The process of dividing a broad consumer or business market, normally consisting of existing and potential customers, into sub-groups of consumers based on some type of shared characteristics. Learn about Consumer Segmentation.
D
- Days Working Capital: A financial metric that measures the number of days a company takes to convert its working capital into revenue. It indicates the short-term operational efficiency of a business. Find out more about Days Working Capital.
- Debt Consolidation Loan: A type of loan taken out to combine multiple debts into a single, larger debt, often with a more favorable interest rate or payment schedule. Explore Debt Consolidation Loans.
E
- Entrepreneur: An individual who creates a new business, bearing most of the risks and enjoying most of the rewards. Entrepreneurs are innovators who identify needs and bring new ideas to market. Learn what an Entrepreneur is.
- Entrepreneurship: The activity of setting up a business or businesses, taking on financial risks in the hope of profit. It involves identifying opportunities, innovating, and managing resources. Discover what Entrepreneurship is.
- Expense Report: A form or document that itemizes expenses incurred by an employee or business, typically for reimbursement or tax purposes. Understand what an Expense Report is.
F
- FIFO vs. LIFO: Two common inventory valuation methods. FIFO (First-In, First-Out) assumes that the oldest inventory items are sold first. LIFO (Last-In, First-Out) assumes that the newest inventory items are sold first. Compare FIFO vs. LIFO.
G
- Gross Working Capital: The total sum of a company’s current assets, representing its investment in short-term assets. Learn about Gross Working Capital.
L
- Line of Credit: A flexible loan from a financial institution that consists of a defined amount of money that you can access as needed and repay either immediately or over a pre-specified period of time. Understand what a Line of Credit is.
N
- Negative Working Capital: A situation where a company’s current liabilities exceed its current assets. While sometimes a sign of financial distress, it can also indicate high efficiency in certain business models. Explore Negative Working Capital.
- Net Revenue and Income (A Guide To): An explanation of net revenue (revenue after deducting returns, allowances, and discounts) and net income (profit after all expenses). Read a guide to Net Revenue and Income.
- Net Working Capital: The difference between a company’s current assets and its current liabilities. It is a key indicator of a company’s short-term financial health and operational efficiency. Discover what Net Working Capital is.
O
- Overdraft Line of Credit: A type of credit agreement offered by a financial institution that allows an account holder to continue withdrawing money even when the account has no funds or not enough to cover the withdrawal. Learn about what an Overdraft Line of Credit is.
R
- Relocation Assistance: Support or benefits offered by an employer to an employee to help cover the costs and practicalities of moving to a new location for work purposes. Find out about Relocation Assistance.
S
- Short-Term Loans: Loans typically scheduled to be repaid in less than a year. They are often used to cover temporary financing needs for a business. Understand Short-Term Loans.
- Small Business: A privately owned corporation, partnership, or sole proprietorship that has fewer employees and less annual revenue than a corporation or regular-sized business. The definition can vary by industry and country. Learn what a Small Business is.
- Small Business Loan: A loan specifically designed for small businesses to cover various expenses such as startup costs, working capital, or equipment purchases. Discover what a Small Business Loan is.
T
- Top Line vs. Bottom Line: “Top line” refers to a company’s gross sales or revenues. “Bottom line” refers to a company’s net income after all expenses have been deducted from revenues. Understand the difference in Breaking Down Top Line vs. Bottom Line.
U
- Unsecured Business Loan: A loan that does not require collateral from the borrower. Lenders approve these loans based on the borrower’s creditworthiness. Learn what an Unsecured Business Loan is.
W
- Working Capital: The capital of a business which is used in its day-to-day trading operations, calculated as the current assets minus the current liabilities. It’s a measure of a company’s short-term financial health. Understand what Working Capital is.
- Working Capital Management: The strategies and policies a company employs to manage its current assets and current liabilities to ensure it can meet its short-term obligations and operate efficiently. Explore Working Capital Management.
- Working Capital Ratio (Current Ratio): A liquidity ratio that measures a company’s ability to pay short-term obligations (due within one year). It is calculated by dividing current assets by current liabilities. Learn about the Working Capital Ratio.
- Working Capital Turnover: A ratio that measures how efficiently a company is using its working capital to support a given level of sales. A higher ratio indicates greater efficiency. Discover Working Capital Turnover.