Welcome to the EboostPartners Glossary! This page provides definitions for key business and financial terms to help you navigate the world of entrepreneurship and business growth. Each term links to a more detailed article for further understanding.
A
- Alternative Lenders: Non-traditional financial institutions that provide capital to businesses, often with more flexible criteria than banks. Find out if Alternative Lenders are the answer for your business.
- Amazon ASIN, SKU, FNSKU, and UPC: Unique identifiers used to track products within the Amazon ecosystem and the broader retail landscape. Get a clear explanation of Amazon ASIN, SKU, FNSKU, and UPC.
- Amazon Brand Registry: A program that provides brand owners with tools to protect their intellectual property and create an enhanced brand experience on Amazon. Read our guide to Amazon’s Brand Registry.
- Amazon Business: A business solution on Amazon designed for registered businesses of all sizes, offering features like multi-user accounts, payment solutions, and business-only pricing. Learn more about Amazon Business.
- Amazon Business Line of Credit (How to Apply): A guide detailing the application process for securing a line of credit specifically for your Amazon business activities. Discover how to apply for an Amazon Business Line of Credit.
- Amazon Buy Box (How to Win): The box on a product detail page where customers can begin the purchasing process. This guide provides strategies for winning this valuable placement. Learn how to win the Amazon Buy Box.
- Amazon FBA Fees: A breakdown of the various fees associated with using the Fulfillment by Amazon (FBA) service to store, pack, and ship products. See the complete breakdown of Amazon FBA Fees.
- Amazon FBA vs. Walmart Fulfillment Services (WFS): A comparison of the fulfillment services offered by Amazon and Walmart to help sellers decide which platform is better for their business. Compare Amazon FBA vs. Walmart Fulfillment Services.
- Amazon Inventory Performance Index (IPI) Score: A metric used by Amazon to gauge a seller’s inventory management efficiency over time. Understand Amazon’s Inventory Performance Index (IPI) Score.
- Amazon Listing (Suspended or Suppressed): An explanation of why an Amazon product listing might be suspended or suppressed and the steps to take to resolve the issue. Find out what to do when your Amazon listing is suspended.
- Amazon Long-Term Storage Fees: Additional fees charged for inventory that has been stored in an Amazon fulfillment center for more than 365 days. Learn how to avoid Amazon’s long-term storage fees.
- Amazon Seller Financing: Funding options available to Amazon sellers to help manage cash flow, purchase inventory, and grow their business. Explore the Amazon Seller Financing requirements.
- Amazon Seller Financing (How to Apply): A step-by-step guide on the process for applying for financing as an Amazon seller. Learn how to apply for Amazon Seller Financing.
- Amazon Seller Performance Metrics: Key indicators that measure how well a seller is meeting Amazon’s standards for customer service and fulfillment. Read our guide to Amazon Seller Performance Metrics.
- Amazon’s A-to-z Guarantee Claims: A program that protects customers when they purchase items sold and fulfilled directly by a third-party seller. Understand Amazon’s A-to-z Guarantee Claims.
- Assets, Liabilities, Equity: Fundamental components of a company’s balance sheet. Assets are what a company owns, liabilities are what it owes, and equity represents the owners’ stake. Delve into Assets, Liabilities, and Equity.
B
- Balance Sheet vs. Income Statement: A comparison of two core financial statements. A balance sheet is a snapshot of financial health, while an income statement shows performance over time. Understand the differences between a Balance Sheet and an Income Statement.
- Best Business Lines of Credit: A review of top business line of credit options available to businesses, with tips for choosing the right one. Discover the 5 best business lines of credit.
- Brand Personality: The set of human characteristics, traits, and values attributed to a brand name. It’s how a brand would behave and be perceived if it were a person. Explore Brand Personality.
- Business Credit: A financial profile that indicates a company’s creditworthiness. Building it is essential for securing loans and favorable terms. Learn how to build business credit from scratch.
- Business Credit Score (How to Check): A guide on how to access and monitor your business’s credit score, which is a key factor lenders use to assess risk. Learn how to check your Business Credit Score.
- Business Line of Credit (for eCommerce Growth): A guide on how to effectively use a business line of credit to scale an e-commerce business, such as by funding inventory or marketing campaigns. Learn how to use a business line of credit for eCommerce growth.
- Business Line of Credit (for New Marketplaces): Strategies for using a business line of credit as a financial tool to support expansion into new online marketplaces. Find out how to use a business line of credit to expand into new marketplaces.
- Business Line of Credit (How Much Can I Get?): Information on the factors that determine the amount of credit a business can secure. Find out how much business line of credit you can get.
- Business Line of Credit (How to Get): A step-by-step guide on the process of obtaining a line of credit for your business. Learn how to get a business line of credit.
- Business Line of Credit (How to Use): Practical advice and strategies for effectively utilizing a business line of credit to manage cash flow and fund operations. Discover how to use a business line of credit.
- Business Line of Credit (Interest Tax Deductible?): An explanation of whether the interest paid on a business line of credit can be deducted on your tax returns. Find out if a business line of credit interest is tax deductible.
- Business Line of Credit vs. Home Equity Loan: A comparison of two popular financing options, helping you decide which is better for your business needs. Compare a Business Line of Credit vs. a Home Equity Loan.
- Business Loan (Effect on Personal Credit): An explanation of how taking out a business loan can impact your personal credit score, depending on the loan’s structure and legal guarantees. Understand how a business loan affects personal credit.
- Business Loan vs. Line of Credit: A comparison of two common forms of business financing to help you determine which is the right fit for your business. Compare a Business Loan vs. a Line of Credit.
- Business Loans for Bad Credit: An overview of the financing options available to business owners who have a poor credit history. Discover your options for business loans for bad credit.
- Buy a House with Business Credit: An exploration of whether it’s possible to use business credit or a business loan to purchase a personal residence. Find out if you can buy a house with business credit.
C
- Change in Working Capital: The difference in working capital between two accounting periods, reflecting changes in a company’s liquidity. Learn about Change in Working Capital.
- Collateral for Business Loans: An asset that a borrower offers to a lender to secure a loan. This guide explains what qualifies as collateral and how it works. Learn about collateral for business loans.
- Consignment: A business arrangement where a seller entrusts goods to a third party to sell on their behalf. Understand Consignment.
- Construction Loan vs. HELOC: A comparison between a loan specifically for construction and a Home Equity Line of Credit (HELOC) to help decide which is right for a home project. Compare a Construction Loan vs. a HELOC.
- Construction Loan vs. Mortgage: An explanation of the key differences between a short-term construction loan for building a home and a long-term mortgage for buying one. See the difference between a Construction Loan vs. a Mortgage.
- Construction Loan Rates: The interest rates charged on short-term loans used to finance the construction of a building. Stay updated on current Construction Loan Rates.
- Construction-to-Permanent Loan: A single loan that finances the construction of a home and then converts into a traditional mortgage once the building is complete. Read the complete guide to Construction-to-Permanent Loans.
- Consumer Segmentation: The process of dividing a consumer market into sub-groups based on shared characteristics. Learn about Consumer Segmentation.
D
- Days Working Capital: A financial metric that measures the number of days a company takes to convert its working capital into revenue. Find out more about Days Working Capital.
- Debt Consolidation Loan: A type of loan taken out to combine multiple debts into a single, larger debt. Explore Debt Consolidation Loans.
E
- eCommerce Business Models: The different frameworks businesses use to conduct commerce online, such as B2B, B2C, and D2C. Explore the types of eCommerce Business Models.
- eCommerce Merchant Cash Advances (MCAs): A type of financing where a business receives a lump sum in exchange for a percentage of its future sales. Understand the pros and cons of eCommerce MCAs.
- Employee Retention Tax Credit (ERTC): A refundable tax credit for businesses that paid employees during the COVID-19 pandemic. Understand the Employee Retention Tax Credit.
- Entrepreneur: An individual who creates a new business, bearing most of the risks and enjoying most of the rewards. Learn what an Entrepreneur is.
- Entrepreneurship: The activity of setting up a business, taking on financial risks in the hope of profit. Discover what Entrepreneurship is.
- Expense Report: A document that itemizes expenses incurred by an employee, typically for reimbursement. Understand what an Expense Report is.
F
- FIFO vs. LIFO: Two inventory valuation methods. FIFO (First-In, First-Out) assumes the oldest items are sold first. LIFO (Last-In, First-Out) assumes the newest items are sold first. Compare FIFO vs. LIFO.
- Firing an Employee: The process of terminating an employee’s contract. This guide covers how to handle the process professionally. Learn how to fire someone nicely.
- Freight Forwarder (How to Find): A guide on how to select a reliable company that organizes shipments for individuals or corporations to get goods from the manufacturer to a market. Learn how to find a reliable freight forwarder.
G
- Gross Working Capital: The total sum of a company’s current assets, representing its investment in short-term assets. Learn about Gross Working Capital.
H
- How Do Business Loans Work?: A foundational guide explaining the process of borrowing money for a business, from application and underwriting to repayment terms. Learn how business loans work.
I
- Improve Working Capital: Strategies a business can take to enhance its liquidity and operational efficiency. Discover effective ways to improve working capital.
L
- Line of Credit: A flexible loan from a financial institution that consists of a defined amount of money you can access as needed. Understand what a Line of Credit is.
- Loans for Bad Credit: Financing options available to individuals or businesses with poor credit histories. Get expert advice about short-term loans for bad credit.
- Low-Cost Business Ideas: Business ventures that require minimal initial investment with high profit potential. Explore the best low-cost business ideas with high profit.
M
- Make Money Online: A variety of legitimate methods for earning income from home using the internet. Discover legit ways to make money online.
N
- Negative Feedback on Amazon (How to Remove): A step-by-step guide on the process of addressing and potentially removing negative feedback from your Amazon seller profile. Learn how to remove negative feedback on your Amazon seller profile.
- Negative Working Capital: A situation where a company’s current liabilities exceed its current assets. Explore Negative Working Capital.
- Net Revenue and Income (A Guide To): An explanation of net revenue (revenue after deductions) and net income (profit after all expenses). Read a guide to Net Revenue and Income.
- Net Working Capital: The difference between a company’s current assets and its current liabilities, a key indicator of short-term financial health. Discover what Net Working Capital is.
O
- One-Time Close Construction Loan: A single loan that combines the financing for construction and the mortgage into one transaction with a single closing. Learn about the One-Time Close Construction Loan.
- Online Business (Benefits of Starting): The advantages of operating a business online, such as lower overhead and global reach. Learn about the benefits of starting an online business.
- Operating Working Capital: A measure of a company’s liquidity that focuses only on operational assets and liabilities. Learn how to calculate Operating Working Capital.
- Overdraft Line of Credit: A credit agreement that allows an account holder to withdraw money even when the account has no funds. Learn about what an Overdraft Line of Credit is.
P
- PayPal Credit: A line of credit offered by PayPal that allows businesses to make purchases and pay over time. Learn how to use PayPal Credit for your business.
- Payroll Advance: An option for employers to offer employees access to their earned wages before the scheduled payday. Understand the pros and cons of offering a payroll advance.
- Payroll Software for Small Business: Applications designed to automate and simplify paying employees and managing compliance. Find the right payroll software for your small business.
Q
- Quitting a Job: The process of formally resigning from a position. This guide provides advice on how to leave professionally. Find out how to quit a job.
R
- Raising Capital: The process of obtaining funds for a business, typically for starting, expanding, or operating. Read our comprehensive guide on raising capital for a business.
- Retail Arbitrage: The model of buying products from retail stores at a low price and reselling them at a higher price online. Find out what Retail Arbitrage is.
- Retail Business: A business that sells goods or services directly to consumers. Explore our Retail Business guide.
S
- SBA Loans for eCommerce: A guide to Small Business Administration (SBA) loans that are specifically tailored for the needs of online businesses. Find out about SBA Loans for eCommerce.
- Short-Term Loans: Loans typically scheduled to be repaid in less than a year. Understand Short-Term Loans.
- Small Business: A privately owned enterprise with fewer employees and less annual revenue than a large corporation. Learn what a Small Business is.
- Small Business Loan: A loan designed for small businesses to cover expenses like startup costs or equipment. Discover what a Small Business Loan is.
- Small Business Loan Requirements: The criteria and documentation that lenders typically require when a small business applies for a loan. Read the guide to Small Business Loan Requirements.
- Small Business Marketing: The strategies used by small businesses to promote their products or services. Read our complete guide to Small Business Marketing.
- Sourcing from Alibaba for Amazon FBA: The process of finding and purchasing products from the wholesale marketplace Alibaba to sell through Amazon’s fulfillment network. See the complete guide to sourcing from Alibaba for Amazon FBA.
- Starting a Small Business: Practical advice and essential steps for entrepreneurs looking to launch a new venture. Discover tips for success in starting a small business.
- Startup Business Loans: Financing options specifically designed for new businesses that may not have an established revenue stream or credit history. Learn about Startup Business Loans.
T
- Top Line vs. Bottom Line: “Top line” refers to a company’s gross sales or revenues. “Bottom line” refers to its net income after all expenses. Understand the difference in Breaking Down Top Line vs. Bottom Line.
- Trade Working Capital: A measure of working capital focusing on core operational accounts: accounts receivable and inventory, minus accounts payable. Learn about Trade Working Capital.
- Two-Time Close Loan: A construction financing arrangement that involves two separate loans: one for the construction phase and a second, separate mortgage for the completed home. Learn what to know about a Two-Time Close Loan.
- Types of Business Lines of Credit: An overview of the different kinds of business lines of credit, such as secured, unsecured, and revolving, to help you choose the right one. Explore the types of business lines of credit.
- Types of Business Loans: A comprehensive guide to the various kinds of business loans available, including term loans, SBA loans, and equipment financing. Read the complete guide to types of business loans.
U
- Unsecured Business Loan: A loan that does not require collateral from the borrower. Learn what an Unsecured Business Loan is.
- USDA Construction Loan: A loan backed by the U.S. Department of Agriculture for building homes in eligible rural areas. Learn about USDA Construction Loans.
W
- Working Capital: The capital used in a business’s day-to-day trading operations, calculated as current assets minus current liabilities. Understand what Working Capital is.
- Working Capital Cycle: The time it takes for a company to convert its net working capital into cash. Learn about the Working Capital Cycle formula and strategies.
- Working Capital for Marketing: A guide on how to strategically use working capital funds to invest in and enhance a company’s marketing efforts to drive growth. Learn how to use working capital to enhance marketing.
- Working Capital for Small Businesses: An overview of why working capital is crucial for small businesses and how to manage it. Find out what you need to know about working capital for small businesses.
- Working Capital Loan for Bad Credit: Information on how businesses with poor credit can secure a loan for working capital needs. Learn how to get approved for a working capital loan for bad credit.
- Working Capital Management: The strategies a company employs to manage its current assets and liabilities efficiently. Explore Working Capital Management.
- Working Capital Ratio (Current Ratio): A liquidity ratio that measures a company’s ability to pay short-term obligations. Learn about the Working Capital Ratio.
- Working Capital Turnover: A ratio that measures how efficiently a company is using its working capital to support sales. Discover Working Capital Turnover.
- Working Capital vs. Net Working Capital: An explanation of the key differences between the broader term “working capital” and the specific calculation of “net working capital.” Understand the key differences between Working Capital and Net Working Capital.