Invoice Factoring
Access immediate cash from your unpaid invoices. Get from $5,000 to $3M to improve cash flow, cover expenses, and fund growth without waiting on slow-paying customers.
- Get Paid Instantly on Your Invoices
- Improve Cash Flow Without Taking on Debt
- Funding in as Little as 24 Hours
Same-Day Funding Available 
Expert Consultants every step of the way Your Trusted Partner for Fast, Flexible Invoice Factoring
With years of experience helping businesses across America access growth capital, we understand what it takes to succeed. Our invoice factoring solutions are built on transparency and speed – helping you access the cash tied up in your receivables without lengthy approval processes or hidden fees.
Don’t Let Unpaid Invoices Hold Your Business Back
Running a successful business means navigating constant financial challenges, especially when you’re waiting 30, 60, or even 90 days for customers to pay. This cash flow gap can stall growth, delay payroll, and prevent you from seizing new opportunities. When traditional banks won’t help, valuable time slips away.
Whether you need to purchase inventory, invest in marketing, or simply maintain operations, waiting for receivables shouldn’t stand between you and your goals.
Our invoice factoring is designed to provide the immediate capital you need, when you need it most, without the excessive paperwork or stringent credit requirements of traditional lenders.
What is Invoice Factoring and How Can It Help Your Business?
Invoice factoring is a financial solution where you sell your outstanding invoices to a third party (a “factor”) for an immediate cash advance. Instead of waiting weeks or months for customer payments, you get a large percentage of the invoice value upfront.
The factoring company then collects the payment from your customer. Invoice factoring is designed for business owners who need immediate working capital without the hurdles of a traditional loan.
It’s a strategic way to unlock the cash you’ve already earned, giving you the flexibility to manage expenses and invest in growth confidently.
Get Your Invoices Funded in 3 Simple Steps
We’ve streamlined our invoice factoring process to get you funded fast. Unlike traditional lenders that require mountains of paperwork and weeks of waiting, our digital-first approach means you can apply, get approved, and receive cash for your invoices in as little as 24-48 hours.
No complex financial projections, no frustrating delays. Just a straightforward process designed for busy entrepreneurs who need capital quickly to keep their businesses moving forward.
Complete our simple online application and submit your outstanding invoices for review.
Our team reviews your application and invoices promptly, with most businesses receiving approval within hours.
Once approved, receive an advance on your invoices in as fast as 24 hours and put your capital to work.
Do You Qualify for Invoice Factoring?
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01
6+ Months in Business
Your business should have at least six months of operating history to demonstrate stability.
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02
$10,000+ in Monthly Revenue
Consistent monthly revenue shows your business has sustainable cash flow and growth potential.
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03
US-Based Business
Your business must be registered and operating within the United States.
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04
Creditworthy Customers
Approval is primarily based on the creditworthiness of your customers, not just your own credit score.
Why Choose Our Invoice Factoring?
Every business has unique financial needs, and generic funding rarely delivers optimal results.
Our invoice factoring offers unmatched flexibility designed for real-world business challenges. We work with you to structure funding that aligns with your revenue patterns and growth plans.
No rigid payment schedules that strain your finances, no hidden surprises – just transparent, adaptable financing that works the way your business actually operates.
Apply Now
Receive up to 90% of your invoice value upfront in as little as 24 hours.
Qualification is based on your customers’ credit history, not just your personal or business credit score.
Factoring is the sale of an asset (your invoices), so it doesn’t add debt to your balance sheet.
Clear terms, no hidden fees, and straightforward pricing so you know exactly what you’re paying.
Unlock Your Business Potential with Invoice Factoring
The right funding at the right time can completely transform your business trajectory. Invoice factoring gives you the financial flexibility to act decisively and confidently by turning your unpaid invoices into immediate cash.
Don’t let capital constraints limit your ambitions or force you to pass on opportunities that could define your business’s future. W
ith fast approval and funding designed for real-world needs, you can focus on what matters most: growing your business.
Act fast on time-sensitive opportunities without waiting weeks for customer payments or bank loans.
Keep your business running without interruption by ensuring you have cash for payroll and expenses.
Take on bigger clients and larger orders, knowing you have the capital to fulfill them.
Turn unpaid invoices into immediate working capital to manage your finances with certainty.
Explore All Our Business Financing Solutions
our Business Deserves the Capital to Thrive – Let’s Make It Happen
Partner with a funding provider that understands your challenges. Get the flexible invoice factoring you need to unlock your full potential and achieve your business goals starting today.
Frequently Asked Questions About Invoice Factoring
What is invoice factoring and how does it work?
Invoice factoring is a financial service where a business sells its accounts receivable (invoices) to a factoring company at a discount. You receive an immediate cash advance for the invoices, and the factor collects payment directly from your customers.
How quickly can I get funded after applying?
Most businesses receive a funding decision within hours of applying, and funds are typically available within 24-48 hours of approval.
What are the requirements to qualify for invoice factoring?
To qualify, your business should have at least 6 months of operating history, $10,000+ in monthly revenue, and be based in the US. Most importantly, your customers must have a solid payment history.
Do I need collateral for invoice factoring?
No, traditional collateral is not required. Your outstanding invoices serve as the collateral for the transaction.
Can I apply if I have less-than-perfect credit?
Yes. Approval for invoice factoring is based more on the creditworthiness of your customers than on your own credit score. Many businesses with credit challenges have successfully qualified.
How much can I get for my invoices?
You can typically receive an advance of 70-90% of the total invoice value. The exact amount depends on your industry, your customers’ credit history, and the invoice amount.
What can I use the funds for?
You can use the funds for any legitimate business purpose, including covering payroll, purchasing inventory, investing in marketing, paying suppliers, or managing daily operating expenses.
How long does the approval process take?
Our streamlined application process typically takes just minutes to complete, and most businesses receive a funding decision within the same business day.
What industries do you work with?
We work with B2B businesses across many industries, including trucking, staffing, manufacturing, professional services, construction, IT, and more.