Equipment Financing

Access fast, flexible equipment financing from $5,000 to $3M designed to help your business acquire the critical assets you need to operate, grow, and increase efficiency.

  • Acquire Essential Assets Now
  • The Equipment Secures the Loan
  • Funding in as Little as 24 Hours
In Working Capital Up to
$10,000,000
Rates as Low as
1%
Same-Day Funding Available
Expert Consultants every step of the way

Your Trusted Partner for Fast, Flexible Equipment Financing

With years of experience helping businesses across America access growth capital, we understand what it takes to succeed. Our equipment financing solutions are built on transparency, speed, and flexibility – helping you get the assets you need without lengthy approval processes or hidden fees.

Don’t Let Outdated Equipment Hold Your Business Back

Running a successful business means staying competitive, and that often comes down to having the right tools for the job. Outdated or inefficient equipment can lead to costly downtime, reduced productivity, and missed opportunities.

When traditional banks take weeks to approve a loan – or deny it based on rigid criteria – you risk falling behind. Whether you need to upgrade technology, purchase new machinery, expand your vehicle fleet, or invest in industry-specific tools, a lack of immediate capital shouldn’t be a barrier.

Our equipment financing is specifically designed to get you the assets you need quickly, bypassing the slow processes and strict collateral demands of traditional lenders.

See How We Can Help

What is Equipment Financing and How Can It Help Your Business?

Equipment financing is a specialized loan used to purchase new or used business-related assets, from vehicles and machinery to technology and software. Unlike traditional loans, the equipment itself typically serves as the collateral, making it easier to qualify for.

This financing is designed for business owners who need to acquire critical assets without depleting their working capital on a large upfront purchase.

We provide the funds to buy the equipment, and you repay the loan over a set term while the asset generates revenue and improves your operations. It’s a smart way to invest in growth, boost efficiency, and stay competitive without straining your cash flow.

Is Equipment Financing Right for Your Business?
Common Uses for Equipment Financing
Purchase New or Used Machinery
Acquire Company Vehicles & Trailers
Upgrade Technology & IT Infrastructure
Invest in Medical or Dental Equipment
Finance Construction & Heavy Equipment
Get Restaurant & Kitchen Appliances
Secure Manufacturing & Production Tools
Finance Office Furniture & Fixtures
Refinance Existing Equipment Loans

Get Your Equipment Financing in 3 Simple Steps

We’ve streamlined our equipment financing application to get you funded fast.

Unlike banks that require mountains of paperwork and weeks of waiting, our digital approach means you can apply, get approved, and purchase your equipment in as little as 24-48 hours.

No complex financial projections, no frustrating delays – just a straightforward process designed for busy entrepreneurs who need to act quickly.

Apply Online in Minutes

Complete our simple online application with basic business and equipment information – no lengthy forms or complicated requirements.

Get a Quick Decision

Our team reviews your application promptly, with most businesses receiving approval within hours, not days or weeks.

Receive Your Funds

Once approved, funding is sent directly so you can complete your purchase and put your new equipment to work immediately.

Do You Qualify for Equipment Financing?

Most businesses with consistent revenue qualify. Here are our basic requirements:
  • 01

    6+ Months in Business

    Your business should have at least six months of operating history to demonstrate stability.

  • 02

    $10,000+ Monthly Revenue

    Consistent monthly revenue shows your business has sustainable cash flow and growth potential.

  • 03

    US-Based Business

    Your business must be registered and operating within the United States.

  • 04

    500+ Credit Score

    We consider applications holistically – credit score is just one factor in our approval process.

Don’t meet *every* requirement?
Let’s talk. We may have other options available.

Why Choose Our Equipment Financing?

Every business has unique equipment needs, and a one-size-fits-all loan rarely works.

Our equipment financing offers unmatched flexibility designed for real-world challenges. Whether you’re in construction, healthcare, transportation, or food service, we structure funding that aligns with your operational goals and cash flow.

No rigid payment schedules that strain your finances, no prepayment penalties – just transparent, adaptable financing that helps you get the tools you need to succeed.

Apply Now
Finance Up to 100% of Cost

Cover the full price of new or used equipment, preserving your working capital for other needs.

Flexible Repayment Terms

We structure payments to align with your business cash flow and the equipment’s useful life.

Fast Funding for Quick Acquisition

Secure capital in as little as 24 hours to acquire equipment before opportunities disappear.

Complete Transparency

Clear terms, no hidden fees, and straightforward pricing so you know exactly what you’re paying.

Unlock Your Business Potential with Equipment Financing

The right equipment can completely transform your business trajectory. Whether you’re looking to increase production capacity, improve service quality, or expand your operational capabilities, our equipment financing gives you the power to act decisively.

Don’t let capital constraints force you to work with outdated or inefficient tools. With fast approval and flexible terms, you can acquire the assets that define your business’s future and focus on what you do best: running a successful company.

Boost Productivity & Efficiency

Upgrade to modern equipment to increase output, reduce downtime, and lower operating costs.

Expand Your Service Offerings

Acquire new types of equipment to enter new markets or offer more services to your customers.

Invest in Strategic Growth

Fund any equipment purchase that drives your business forward, from a single vehicle to a full production line.

Preserve Your Working Capital

Finance large asset purchases over time, keeping your cash on hand for payroll, marketing, and daily operations.

Explore All Our Business Financing Solutions

We offer a comprehensive range of financing options to meet every business need. Explore our services:

Your Business Deserves the Capital to Thrive – Let’s Make It Happen

Partner with a funding provider that understands your challenges and delivers results. Get the flexible equipment financing you need to unlock your full potential and achieve your business goals starting today.

Frequently Asked Questions About Equipment Financing

What is equipment financing and how does it work?

Equipment financing is a loan used specifically to purchase business equipment. We provide the funds for the purchase, which you then repay in regular installments. The equipment you buy serves as collateral for the loan.

How quickly can I get funded after applying?

Most businesses receive a funding decision within hours of applying, and funds are typically available for your purchase within 24-48 hours of approval.

What are the requirements to qualify for equipment financing?

To qualify, your business should have at least 6 months of operating history, $10,000+ in monthly revenue, be based in the US, and have a credit score of 500+.

Do I need collateral for equipment financing?

Yes, but in most cases, the equipment you are financing serves as the collateral itself. This means you often don’t need to pledge additional business or personal assets.

Can I apply if I have less-than-perfect credit?

Yes. We take a comprehensive approach that considers your business revenue, time in operation, and overall financial health, not just your credit score.

How much can I borrow with equipment financing?

We offer equipment financing from $5,000 to $3,000,000, depending on the cost of the equipment, your business revenue, and other qualifying factors.

What industries do you work with?

We provide equipment financing to businesses across virtually all industries, including construction, manufacturing, healthcare, transportation, hospitality, retail, and professional services.