Loans for Small Business
Small business financing is a powerful tool that can save a business from temporary setbacks and become the fuel needed for growth. A good loan doesn’t just give you temporary access to cash that your business may not have right now. It provides the flexibility you need, empowering you to make smart and growth-driven decisions where funding is necessary. It helps you address financing issues due to circumstances beyond your control. Whether you need a quick cash infusion for an emergency expense or consistent funding to support expansion, E-Boost will work with you to determine the best solution for your business.
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How is E-Boost different from a traditional lender or a bank?
 |
Traditional lenders | Traditional banks | |
|---|---|---|---|
| Approval process | Within 24 hours | 3-6 MONTHS | 2-4 MONTHS |
| Terms | FLEXIBLE | FIXED | FIXED |
| Credit score impact | NO | YES | YES |
| Pre-payment penalty? | NO | YES | YES |
Eligibility Requirements
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Owner or majority owner must be a US citizen
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Must have US bank accounts
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Have to be selling for at least 1 year
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Minimum sales per month has to be $15000 USD
Funding Applications
Flexible Financing up to
Rates as low as
Funding as fast as
Benefits of Business Funding
- Invest in Advertising
- Purchase additional inventory
- Launch new products
- Expand globally
Why choose us?
Customer Service
Dedicated Account Manager
Tech enabled
Online Small Business Loans for All Needs, All the Time
E-Boost creates and customizes various loan products to accommodate specific funding needs in as quick as 24 hours. All online and with no red tape involved! See the many ways that our solutions can help you out:
Fund for Growth
Expand your business and open up new opportunities to grow your enterprise quicker than ever. We’ll help you get enough cash to make it happen!
Cover Capital Costs
Capital expenses are usually so big that you can’t pay them in cash. With our flexible financing options, you’d be able to acquire capital to support critical facilities and operations.
Retain Control and Independence
Selling your control should be the last option. A business loan can help buy you time before you have to do just that.
Protect Your Personal Assets
Don’t get that second mortgage just yet! Getting a business loan would help you address financial complications without touching your personal assets.
Keep Cash at Hand
Get in front of the problem before it hits you. With a little bit of liquid credit accessible to you, you’d be prepared for anything.
Cover Emergency Expenses
You don’t have to sacrifice your gains when an emergency strikes. Not when you have the option to lend some money for your small business ASAP.
Financial problems don’t have to be the beginning of the end for you. With the right loan products to bridge the gap between where your business is and where you want it to be, your enterprise can continue to grow and thrive.
Why E-Boost? We Make Getting a Small Business Loan Quick and Easy
Whether you need funding to start a small business or an extra boost to support expansion, you’ll enjoy the smoothest transition from application to funding with E-Boost.
Trusted by American Business Owners
As part of PIRS Capital, we have a 4.6 rating on Trustpilot and an A+ rating on Better Business Bureau.
Quick and Easy Application Process
No hassle, no frills, no stress. That’s what we promise every business owner who chooses us.
Customized Approach and Solutions
Each business is unique and we make sure to provide solutions that will set you up for success.
Funding Specialists Who Care About Your Growth
If you succeed, we do too! We’ll do more than look at the numbers to determine which solution to offer you.
Top-Notch Support
Our team will always work to deliver the best experience, from start to finish.
Boost Your Business Credit Score
With our easy-to-set-up payments, you’ll never miss a due date so you can maximize the benefit from the loan.
How to Apply for Small Business Loans in Three Easy Steps
That’s why with E-Boost by PIRS Capital, you don’t have to go through the stress of preparing for an unnecessarily complicated application and waiting months to get approval. We make our application process easy, quick, and effortless for you so you can reserve your energy for generating growth. Get started with our three-step, no-hassle application:
Step 1: Fill Out Our Form
Let’s get started on a few basic details. We’ll need your name, contact number, length of business operations, yearly revenue, and desired loan amount. That’s all! We use both the extensive knowledge of our financial specialists and advanced AI tech to pre-approve you for our funding solutions. Rest assured that any info you share with us will remain confidential.
Step 2: Talk to One of Our Specialists
Using the contact details you provided, someone from our team will reach out to find out more about you and your business. Answer the questions as truthfully and honestly as you can so we can determine which of our loan products would benefit you the most. Feel free to ask questions as well. The more information we have, the better fit our offer will be. At this point, we’ll also discuss which documents you need to present to get approval.
Step 3: Get Funding
Once you’ve submitted the requirements, you don’t have to wait weeks. We can grant you your loan even on the same day.
We’re here to take the stress that you’d normally get from traditional financing companies for small businesses. We’ve stripped the entire process to its bare bones so you’d only need to do things that are truly essential in assessing your case.
Where to Get a Small Business Loan Fast? E-Boost Has Everything You Need
Unsecured Business Loans
An unsecured business loan is a type of small business funding that does not require collateral and isn’t tied to your personal finances. This frees you from the stress of potentially losing a valuable asset when you’re supposed to be focused on growing your business investments.
Equipment Business Loans
If you need specialized equipment for your business to get the job done, an equipment business loan is for you. None of your existing business assets are in danger here. The interest rates here are relatively lower than normal as the equipment itself will serve as the loan collateral.
Lines of Credit
If you need the flexibility to fund anything from emergency expenses to a client dinner, opening a line of credit can make all the difference. Similar to a credit card, your business gets access to a set amount where you can draw funds whenever needed.
Working Capital Loan
If your business relies on seasonal sales to keep itself afloat, a working capital loan can provide the financial support needed during downtimes. This gives you an extra layer of protection against unpredictability, while also helping you prepare for when your sales boom. Most working capital loans are usually tied to the credit of the business owner too.
Small Business Loans for Women
E-Boost is proud to boost women-owned businesses through our customized loan products. Women are still highly underserved in the financial industry and are still less likely to get approved. We’re here to help women from all backgrounds to change the tide and break glass ceilings.
How Much Would You Get for a Small Business Loan? We Offer Flexible Options!
The financing options for small businesses don’t have to be set in stone. Especially at the earliest stages, we know that you’ll need flexibility. That’s where traditional lenders fail. As business owners are forced to choose between less-than-satisfactory loan terms or not getting any funding at all, they’re forced to choose the lesser of two evils. This level of rigidity and conservatism does little to help set up a business for success.
E-Boost employs a less traditionalist approach as a lender. We don’t see ourselves as a completely separate entity from you. Instead, we believe that we have to work hand in hand to ensure both our growth.
What Do You Need to Get a Small Business Loan? Start with Our Online Pre-Qualifying Application Today
You don’t need to go through hoops and wait for months just to find out that you didn’t qualify for the amount that you need. And even if you did, perhaps it’s too late already. As your dedicated partner in promoting a sustainable business, E-Boost simplifies the process, from application to approval. Fill out our online application so we can help match you with the best options for you.
If you don’t know what you’re looking for, the process of acquiring loans for small business owners can be daunting. There’s just so much to know, and you’ve got better things to do than spend precious days searching for every little thing. At E-Boost, we believe that time is money. And to help you better manage your time to support your business endeavors, we compiled the most commonly asked questions about small business loans.
FAQ: Small Business Loans
Small business loans work the same way as any other type of loan. You go through an application process by which experts would assess your credit profile, then you get approved for a certain amount. And if both parties agree to the terms, you get the funding as a lump sum or open up a line of credit. When you get one with E-Boost, we work on keeping payments and interest rates within the capacity of the borrower. We’re happy to build a long and lasting relationship with you.
Business loans for new small businesses are relatively harder to acquire because there are fewer documents by which we can assess the borrower. So the longer your business has been around, the easier it should be for you to get approved. Of course, that’s assuming that you built good profitability and credit history! But whether you’re running a startup or a more established business, we’ll always find ways to make the entire process as easy and hassle-free as possible. Our approval rates are higher than that of traditional lenders so you’re generally more likely to get approved with us.
Your E-Boost partners have developed various loan products to fit various needs. This includes working capital loans, unsecured business loans, equipment business loans, lines of credit, and small business loans for women. But if you believe none of these solutions fit what you need, please don’t hesitate to connect with our experts anyway. We’re more than happy to customize our loan products according to your funding needs.
Choosing the best small business loan for you would rest largely on why you’re getting one in the first place. For example, do you need it because of an unexpected expense? Then, an unsecured business loan may be your best option. Meanwhile, if you simply need the convenience of quick access to credit because you don’t want to carry cash with you all the time, a line of credit would be more appropriate. Consider how important low-interest rates are for you as well. If you have something to put up as collateral, you’re going to get lower rates and a higher loan amount.
Yes. We don’t set limits on which loans you can apply for regardless of your business credit score. To start, you can fill out our form so one of our finance experts can reach out to you and discuss your options. Bad credit is usually associated with higher interest rates, collateral, and a lower loan amount. We know that these don’t sound good to you, so we also consider the other documents you submit. If you want to get the best results possible for your current situation, having good financial records everywhere else is a good sign.
It will always help your case if you have a good credit score at the time when you file your loan application. But unlike traditional lenders for small business loans, your business and personal credit score doesn’t matter nearly as much in determining whether or not to fund a loan request. We also look at other factors such as business revenue, length of business operations, and many more. This means that even if you’re just starting to build your credit, you can still get approved.